Regulations on Printed Checks:
Uniform Consumer Court (UCC) Regulations on Checks state that, as long as a Check conforms to its definition, it is a legal tender and bank tellers are required to accept it when presented at a Bank. Printed checks are legal, regardless of the type of paper or ink used. This means you are able to print this check using your existing computer at home, work, or even a library.
Banks have some discretion on the amount of time they will hold the funds before releasing it.
The Check21 definition of a Check as defined per Federal Government states that a check image reproduced cleanly in any paper is as valid as the traditional Paper Check.
Even though printable checks have been around for almost 20 years, you might come across a newer bank teller who says, “This doesn’t look good.” Instead of turning back home in defeat, please tell them to show a manager and inform them this is a legal check per Check21 federal regulation.